Car rental > Should I Buy Rental Car Insurance?

Should I Buy Rental Car Insurance?

Rental car agencies have a menu of insurance policies they would like to sell you. While each policy could be of some benefit under the right circumstances, you should review each plan (its provisions, limitations, and exclusions) before making a purchase. It is a good idea to request the detailed information from an agent at the rental office, as most companies only provide a summary on their Web sites. Keep in mind; you may not need to buy this additional car insurance because you have auto insurance from your own car insurance company. Generally speaking, when you rent a car, the liability coverage limits you have in your own auto insurance policy remain in effect with the same limits.

In addition, the comprehensive and collision coverages you have in your own auto insurance policy remain in effect with the same deductibles. You do have comprehensive and collision coverage don't you? See our article, "How Much Car Insurance Should You Buy?" for a listing of coverage types and definitions. You may also have some kind of additional auto insurance coverage through your credit card but it is important that you check your credit card information for specific details. Some cards only offer coverage if you rent your car from a particular agency. Some limit the days for which coverage is available.

Some will only provide coverage for certain types and/or classes of cars. With some cards, the coverage is not automatic and you must enroll in a program to get coverage. Some cards that advertise automatic rental insurance really only reimburse you for the deductible that you would have to pay under your regular insurance policy. Still others may provide only collision and comprehensive coverage, leaving you exposed for personal injury or property damage to others. Rental car agencies typically offer liability coverage in two parts - a supplemental liability policy protects against claims from others and a Loss Damage Waiver (LDW) covers the rental car.

LDW is not technically insurance; rather, it is a company's agreement not to hold the consumer liable for loss from all or part of any damage to merchandise. Before you rent a vehicle, realize the charges you could be responsible for and how these charges are covered or not covered by both your own auto insurance policy and the car insurance the rental company is offering. If you suffer a loss that is not covered under your auto policy, check your other insurance policies. For example, if personal property has been stolen from your rental car, it may be covered under your homeowners or renters policy. Similarly, certain medical policies may cover costs of injuries not covered by your car insurance policy.

As always, check with your insurance company to find out exactly what is covered under your own auto insurance policy. Remember, for quick quotes and the easiest way to buy car insurance on-line or over the phone, visit us at http://www.carinsurance.com.

Tim Register is a representative of CarInsurance.com. You can visit CarInsurance.com at http://www.carinsurance.com or contact them at 1-877-327-8728. CarInsurance.com's online insurance marketplace gives an opportunity to consumers and to insurance companies. We offer the ability to shop for car insurance online. Consumers can receive quotes from many insurance companies, in some states you are able to purchase your insurance instantly, online. You don't have to drive your car to buy car insurance. Buy online...anytime!

Car Hire

Suppose you have reached a town which you were never seen before.You want to attend a very important meeting there and thus looking for "car hire" to reach the destination as soon as possible.You see one car for hire and immediately rush inside a car and ordered the driver to go to your destination place. Driver,after a long travel about an hour through the town,stops at a place and asks you the exact address of the place.

What is your raction?You would be rather furious because you have spoiled your meeting and consequent effects you have to face on account of it.So,what is the solution for avoiding such problems in car hire?

Most of the people are in need car hire is as explained above or otherwise. In general it is done as the result of a need for a replacement vehicle for a period of time. Many people do not hire cars on a regular basis and also don't know facts in the rental contract. There are some very important...

Car Hire

Car rental > Car Hire

Get Affordable Economy Car France

Any Car hire carries a wide selection of the newest model cars to rent in every size imaginable. Want to rent a convertible at a great rate? Looking for a luxury
rental car for that special occasion? Need a minivan rental for a larger group?
Or, do you want an affordable economy car for your next rental? Any car hire has it all.
Choose from more than 300 conveniently located car rental sites throughout the UK. Many of our agency facilities for your next car rentals are located at, or near, the airport, from which we offer free shuttle service along with our every day low rates.
No matter where you are traveling, Anycar hire offers special deals at key leisure destinations. Take advantage of our current rental-car specials at any of our participating locations.
For more information log on http://www.anycarhire.com/car-hire/france...

Get Affordable Economy Car France

Car rental > Get Affordable Economy Car France

Car Rental Guidelines

Rates for the same-size car can vary widely from company to company with extra costs nearly doubling the basic rental rate. Ask the reservation clerk to calculate the total cost of the rental, including such extras as mileage, insurance, taxes (including airport taxes if the pick-up point is at the airport) and any other charges. Get everything in writing and make sure you have a confirmation numbers. If you plan on extensive driving, get the unlimited mileage rate and watch for extra driver fees, unnecessary insurance coverage, etc. Ask about special deals.

If you're a member of AA, a travel club, a group or association, discounts might be available. Insurance can cost from $5 to $15 a day. Review your car insurance policy. You might already be covered for a rental car. Some credit card companies offer free coverage to Gold Card holders.

Before picking up the car, make a brief visual inspection for nicks, dents, scratches, etc. If you don't spot them before you drive off,...

Car Rental Guidelines

Car rental > Car Rental Guidelines

Anycarhire.com Car Hire David Against Goliath

In the United States, the car hire industry is a highly competitive $19 billion per year market. And yet prices are still relatively reasonable. Alamo, Avis, Budget, Dollar, Enterprise, Rental, Hertz, National, and Thrifty are all familiar names, and many (especially Hertz and Avis) are aggressively marketing their cars as they begin to see their market share eroded by independents. www.anycarhire.com has been formed by some of the best specialists from the car hire industry in the UK, anycarhire is a very good tool available to anyone looking to rent a car online. Most people consider the big name nationals as the only car rental options.These agencies only account for about 63 percent (12,000 locations) of the car rental market.

The remaining 37 percent (7,000 locations) is filled by independent car rental agencies. The independents generally offer daily car rental rates 25-30 percent less and weekly rates 15 percent less...